预测退休时的储蓄金额，并检查这笔储蓄能否支撑您想要的收入直到生命终点。
退休时的储蓄
$1,381,801.67
结果仅为估算，不构成财务建议。
| 年龄（年末） | 存入 / 取出 | 余额 |
|---|---|---|
| 36 | $9,600.00 | $63,528.57 |
| 37 | $9,600.00 | $78,035.13 |
| 38 | $9,600.00 | $93,590.36 |
| 39 | $9,600.00 | $110,270.08 |
| 40 | $9,600.00 | $128,155.58 |
| 41 | $9,600.00 | $147,334.03 |
| 42 | $9,600.00 | $167,898.89 |
| 43 | $9,600.00 | $189,950.38 |
| 44 | $9,600.00 | $213,595.98 |
| 45 | $9,600.00 | $238,950.91 |
| 46 | $9,600.00 | $266,138.76 |
| 47 | $9,600.00 | $295,292.02 |
| 48 | $9,600.00 | $326,552.78 |
| 49 | $9,600.00 | $360,073.37 |
| 50 | $9,600.00 | $396,017.17 |
| 51 | $9,600.00 | $434,559.36 |
| 52 | $9,600.00 | $475,887.75 |
| 53 | $9,600.00 | $520,203.79 |
| 54 | $9,600.00 | $567,723.43 |
| 55 | $9,600.00 | $618,678.27 |
| 56 | $9,600.00 | $673,316.64 |
| 57 | $9,600.00 | $731,904.82 |
| 58 | $9,600.00 | $794,728.35 |
| 59 | $9,600.00 | $862,093.40 |
| 60 | $9,600.00 | $934,328.26 |
| 61 | $9,600.00 | $1,011,785.00 |
| 62 | $9,600.00 | $1,094,841.09 |
| 63 | $9,600.00 | $1,183,901.31 |
| 64 | $9,600.00 | $1,279,399.69 |
| 65 | $9,600.00 | $1,381,801.67 |
| 66 | -$83,902.70 | $1,362,793.92 |
| 67 | -$86,000.27 | $1,340,633.33 |
| 68 | -$88,150.28 | $1,315,107.20 |
| 69 | -$90,354.03 | $1,285,990.83 |
| 70 | -$92,612.89 | $1,253,046.84 |
| 71 | -$94,928.21 | $1,216,024.56 |
| 72 | -$97,301.41 | $1,174,659.31 |
| 73 | -$99,733.95 | $1,128,671.63 |
| 74 | -$102,227.30 | $1,077,766.55 |
| 75 | -$104,782.98 | $1,021,632.75 |
| 76 | -$107,402.55 | $959,941.70 |
| 77 | -$110,087.62 | $892,346.79 |
| 78 | -$112,839.81 | $818,482.33 |
| 79 | -$115,660.80 | $737,962.60 |
| 80 | -$118,552.32 | $650,380.79 |
| 81 | -$121,516.13 | $555,307.90 |
| 82 | -$124,554.03 | $452,291.55 |
| 83 | -$127,667.89 | $340,854.85 |
| 84 | -$130,859.58 | $220,495.03 |
| 85 | -$134,131.07 | $90,682.16 |
| 86 | -$90,682.16 | $0.00 |
| 87 | $0.00 | $0.00 |
| 88 | $0.00 | $0.00 |
| 89 | $0.00 | $0.00 |
| 90 | $0.00 | $0.00 |
计算器分两个阶段运作。工作期间，您的储蓄连同每月投入按退休前收益率增长。退休后，您每年提取扣除其他收入后所需的收入（每年随通货膨胀上调），其余资金则继续按退休期间收益率获得收益。
结果会显示您退休时的储蓄（同时按今天的货币价值折算）、这笔钱能否支撑到您选定的年龄，以及您的储蓄按今天的货币价值可以支撑的收入。柱状图按年龄显示余额变化。
这是按固定利率做出的预测；真实市场会有波动，因此请将这些数字视为规划参考，而非承诺。
一位 35 岁、已储蓄 $50,000 的人，每月投入 $800，收益率 7%，到 65 岁时约有 $1,381,802。然后计算器会测试这笔余额能否在 2.5% 通胀的条件下，每年支付 $40,000（按今天的货币价值，已扣除其他收入），一直支撑到 90 岁。
