নির্দিষ্ট মেয়াদের ঋণের মাসিক কিস্তি বের করুন, অথবা নির্দিষ্ট কিস্তিতে ঋণ শোধ হতে কত সময় লাগবে তা জানুন।
মাসিক কিস্তি
$1,581.59
180টি কিস্তির মোট
$2,84,685.71
মোট সুদ
$84,685.71
ঋণের পরিমাণ
$2,00,000.00
আসল বনাম সুদ
আসল 70.3%
সুদ 29.7%
সময়ের সঙ্গে অবশিষ্ট ব্যালেন্স
ফলাফল আনুমানিক এবং আর্থিক পরামর্শ নয়।
ঋণ পরিশোধের সূচি
ঋণের বছর
সুদ
আসল
শেষ ব্যালেন্স
বছর 1
$9,791.31
$9,187.77
$1,90,812.23
বছর 2
$9,321.28
$9,657.80
$1,81,154.43
বছর 3
$8,827.17
$10,151.91
$1,71,002.52
বছর 4
$8,307.78
$10,671.30
$1,60,331.22
বছর 5
$7,761.83
$11,217.25
$1,49,113.97
বছর 6
$7,187.92
$11,791.16
$1,37,322.81
বছর 7
$6,584.67
$12,394.41
$1,24,928.40
বছর 8
$5,950.55
$13,028.53
$1,11,899.87
বছর 9
$5,283.97
$13,695.11
$98,204.76
বছর 10
$4,583.31
$14,395.77
$83,808.99
বছর 11
$3,846.79
$15,132.29
$68,676.70
বছর 12
$3,072.61
$15,906.47
$52,770.23
বছর 13
$2,258.79
$16,720.29
$36,049.94
বছর 14
$1,403.35
$17,575.73
$18,474.21
বছর 15
$504.15
$18,474.21
$0.00
কিস্তি #
সুদ
আসল
শেষ ব্যালেন্স
1
$833.33
$748.26
$1,99,251.74
2
$830.22
$751.37
$1,98,500.37
3
$827.08
$754.51
$1,97,745.86
4
$823.94
$757.65
$1,96,988.21
5
$820.78
$760.81
$1,96,227.40
6
$817.61
$763.98
$1,95,463.42
7
$814.43
$767.16
$1,94,696.26
8
$811.23
$770.36
$1,93,925.90
9
$808.02
$773.57
$1,93,152.33
10
$804.80
$776.79
$1,92,375.54
11
$801.56
$780.03
$1,91,595.51
12
$798.31
$783.28
$1,90,812.23
13
$795.05
$786.54
$1,90,025.69
14
$791.77
$789.82
$1,89,235.87
15
$788.48
$793.11
$1,88,442.76
16
$785.18
$796.41
$1,87,646.35
17
$781.86
$799.73
$1,86,846.62
18
$778.53
$803.06
$1,86,043.56
19
$775.18
$806.41
$1,85,237.15
20
$771.82
$809.77
$1,84,427.38
21
$768.45
$813.14
$1,83,614.24
22
$765.06
$816.53
$1,82,797.71
23
$761.66
$819.93
$1,81,977.78
24
$758.24
$823.35
$1,81,154.43
25
$754.81
$826.78
$1,80,327.65
26
$751.37
$830.22
$1,79,497.43
27
$747.91
$833.68
$1,78,663.75
28
$744.43
$837.16
$1,77,826.59
29
$740.94
$840.65
$1,76,985.94
30
$737.44
$844.15
$1,76,141.79
31
$733.92
$847.67
$1,75,294.12
32
$730.39
$851.20
$1,74,442.92
33
$726.85
$854.74
$1,73,588.18
34
$723.28
$858.31
$1,72,729.87
35
$719.71
$861.88
$1,71,867.99
36
$716.12
$865.47
$1,71,002.52
37
$712.51
$869.08
$1,70,133.44
38
$708.89
$872.70
$1,69,260.74
39
$705.25
$876.34
$1,68,384.40
40
$701.60
$879.99
$1,67,504.41
41
$697.94
$883.65
$1,66,620.76
42
$694.25
$887.34
$1,65,733.42
43
$690.56
$891.03
$1,64,842.39
44
$686.84
$894.75
$1,63,947.64
45
$683.12
$898.47
$1,63,049.17
46
$679.37
$902.22
$1,62,146.95
47
$675.61
$905.98
$1,61,240.97
48
$671.84
$909.75
$1,60,331.22
49
$668.05
$913.54
$1,59,417.68
50
$664.24
$917.35
$1,58,500.33
51
$660.42
$921.17
$1,57,579.16
52
$656.58
$925.01
$1,56,654.15
53
$652.73
$928.86
$1,55,725.29
54
$648.86
$932.73
$1,54,792.56
55
$644.97
$936.62
$1,53,855.94
56
$641.07
$940.52
$1,52,915.42
57
$637.15
$944.44
$1,51,970.98
58
$633.21
$948.38
$1,51,022.60
59
$629.26
$952.33
$1,50,070.27
60
$625.29
$956.30
$1,49,113.97
61
$621.31
$960.28
$1,48,153.69
62
$617.31
$964.28
$1,47,189.41
63
$613.29
$968.30
$1,46,221.11
64
$609.25
$972.34
$1,45,248.77
65
$605.20
$976.39
$1,44,272.38
66
$601.13
$980.46
$1,43,291.92
67
$597.05
$984.54
$1,42,307.38
68
$592.95
$988.64
$1,41,318.74
69
$588.83
$992.76
$1,40,325.98
70
$584.69
$996.90
$1,39,329.08
71
$580.54
$1,001.05
$1,38,328.03
72
$576.37
$1,005.22
$1,37,322.81
73
$572.18
$1,009.41
$1,36,313.40
74
$567.97
$1,013.62
$1,35,299.78
75
$563.75
$1,017.84
$1,34,281.94
76
$559.51
$1,022.08
$1,33,259.86
77
$555.25
$1,026.34
$1,32,233.52
78
$550.97
$1,030.62
$1,31,202.90
79
$546.68
$1,034.91
$1,30,167.99
80
$542.37
$1,039.22
$1,29,128.77
81
$538.04
$1,043.55
$1,28,085.22
82
$533.69
$1,047.90
$1,27,037.32
83
$529.32
$1,052.27
$1,25,985.05
84
$524.94
$1,056.65
$1,24,928.40
85
$520.54
$1,061.05
$1,23,867.35
86
$516.11
$1,065.48
$1,22,801.87
87
$511.67
$1,069.92
$1,21,731.95
88
$507.22
$1,074.37
$1,20,657.58
89
$502.74
$1,078.85
$1,19,578.73
90
$498.24
$1,083.35
$1,18,495.38
91
$493.73
$1,087.86
$1,17,407.52
92
$489.20
$1,092.39
$1,16,315.13
93
$484.65
$1,096.94
$1,15,218.19
94
$480.08
$1,101.51
$1,14,116.68
95
$475.49
$1,106.10
$1,13,010.58
96
$470.88
$1,110.71
$1,11,899.87
97
$466.25
$1,115.34
$1,10,784.53
98
$461.60
$1,119.99
$1,09,664.54
99
$456.94
$1,124.65
$1,08,539.89
100
$452.25
$1,129.34
$1,07,410.55
101
$447.54
$1,134.05
$1,06,276.50
102
$442.82
$1,138.77
$1,05,137.73
103
$438.07
$1,143.52
$1,03,994.21
104
$433.31
$1,148.28
$1,02,845.93
105
$428.52
$1,153.07
$1,01,692.86
106
$423.72
$1,157.87
$1,00,534.99
107
$418.90
$1,162.69
$99,372.30
108
$414.05
$1,167.54
$98,204.76
109
$409.19
$1,172.40
$97,032.36
110
$404.30
$1,177.29
$95,855.07
111
$399.40
$1,182.19
$94,672.88
112
$394.47
$1,187.12
$93,485.76
113
$389.52
$1,192.07
$92,293.69
114
$384.56
$1,197.03
$91,096.66
115
$379.57
$1,202.02
$89,894.64
116
$374.56
$1,207.03
$88,687.61
117
$369.53
$1,212.06
$87,475.55
118
$364.48
$1,217.11
$86,258.44
119
$359.41
$1,222.18
$85,036.26
120
$354.32
$1,227.27
$83,808.99
121
$349.20
$1,232.39
$82,576.60
122
$344.07
$1,237.52
$81,339.08
123
$338.91
$1,242.68
$80,096.40
124
$333.74
$1,247.85
$78,848.55
125
$328.54
$1,253.05
$77,595.50
126
$323.31
$1,258.28
$76,337.22
127
$318.07
$1,263.52
$75,073.70
128
$312.81
$1,268.78
$73,804.92
129
$307.52
$1,274.07
$72,530.85
130
$302.21
$1,279.38
$71,251.47
131
$296.88
$1,284.71
$69,966.76
132
$291.53
$1,290.06
$68,676.70
133
$286.15
$1,295.44
$67,381.26
134
$280.76
$1,300.83
$66,080.43
135
$275.34
$1,306.25
$64,774.18
136
$269.89
$1,311.70
$63,462.48
137
$264.43
$1,317.16
$62,145.32
138
$258.94
$1,322.65
$60,822.67
139
$253.43
$1,328.16
$59,494.51
140
$247.89
$1,333.70
$58,160.81
141
$242.34
$1,339.25
$56,821.56
142
$236.76
$1,344.83
$55,476.73
143
$231.15
$1,350.44
$54,126.29
144
$225.53
$1,356.06
$52,770.23
145
$219.88
$1,361.71
$51,408.52
146
$214.20
$1,367.39
$50,041.13
147
$208.50
$1,373.09
$48,668.04
148
$202.78
$1,378.81
$47,289.23
149
$197.04
$1,384.55
$45,904.68
150
$191.27
$1,390.32
$44,514.36
151
$185.48
$1,396.11
$43,118.25
152
$179.66
$1,401.93
$41,716.32
153
$173.82
$1,407.77
$40,308.55
154
$167.95
$1,413.64
$38,894.91
155
$162.06
$1,419.53
$37,475.38
156
$156.15
$1,425.44
$36,049.94
157
$150.21
$1,431.38
$34,618.56
158
$144.24
$1,437.35
$33,181.21
159
$138.26
$1,443.33
$31,737.88
160
$132.24
$1,449.35
$30,288.53
161
$126.20
$1,455.39
$28,833.14
162
$120.14
$1,461.45
$27,371.69
163
$114.05
$1,467.54
$25,904.15
164
$107.93
$1,473.66
$24,430.49
165
$101.79
$1,479.80
$22,950.69
166
$95.63
$1,485.96
$21,464.73
167
$89.44
$1,492.15
$19,972.58
168
$83.22
$1,498.37
$18,474.21
169
$76.98
$1,504.61
$16,969.60
170
$70.71
$1,510.88
$15,458.72
171
$64.41
$1,517.18
$13,941.54
172
$58.09
$1,523.50
$12,418.04
173
$51.74
$1,529.85
$10,888.19
174
$45.37
$1,536.22
$9,351.97
175
$38.97
$1,542.62
$7,809.35
176
$32.54
$1,549.05
$6,260.30
177
$26.08
$1,555.51
$4,704.79
178
$19.60
$1,561.99
$3,142.80
179
$13.10
$1,568.49
$1,574.31
180
$6.56
$1,574.31
$0.00
পেমেন্ট ক্যালকুলেটর সম্পর্কে
কতদিনের জন্য ঋণ নিতে চান তা জানা থাকলে নির্দিষ্ট মেয়াদ ট্যাব ব্যবহার করুন: এটি সময়মতো শেষ করতে প্রয়োজনীয় মাসিক কিস্তি দেখায়। প্রতি মাসে কত দিতে পারবেন তা জানা থাকলে নির্দিষ্ট কিস্তি ট্যাব ব্যবহার করুন: এটি দেখায় ঋণ কতদিন চলবে এবং আপনি কত সুদ দেবেন।
নির্দিষ্ট কিস্তি মোডে কিস্তি প্রথম মাসের সুদের চেয়ে বড় হতে হবে, নইলে অবশিষ্ট অর্থ কখনো কমবে না। এমন হলে ক্যালকুলেটর আপনাকে জানিয়ে দেয়।
সূত্র
নির্দিষ্ট মেয়াদ: M = L × r ÷ (1 − (1 + r)^−n)
নির্দিষ্ট কিস্তি: n = −ln(1 − L × r ÷ M) ÷ ln(1 + r)
r = বার্ষিক হার ÷ 12; L = ঋণের পরিমাণ
উদাহরণ
15 বছরের জন্য 5% হারে $200,000 ঋণে মাসে $1,581.59 লাগে। এর বদলে প্রতি মাসে নির্দিষ্ট $2,000 দিলে একই ঋণ 130 মাসে (10 বছর 10 মাসে) শোধ হয়।
